Category Archives: Limitation Periods

Cases dealing with various types of limitation periods, statutory or contractual.

C.A. Upholds Contractual Incorporation of One-Year Limitation Period Into Property Insurance Policy

In Boyce v. The Co-operators General Insurance Company, 2013 ONCA 298, the Court of Appeal has reversed the decision of Mr. Justice Michael Quigley, a ruling that I discussed in a comment last year. The Court of Appeal held that Justice Quigley had … Continue reading

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Superior Court Judge Strikes Down Limitation Period in Underinsured Endorsement

Schmitz v Lombard In a recent decision, Mr. Justice Martin James of the Superior Court has ruled that the limitation period contained in s. 17 of the underinsured automobile endorsement, OPCF 44R “cannot operate as a limitation defence and that … Continue reading

Posted in Auto, Discoverability, Insurance News, Limitation Periods | 1 Comment

Judge Finds that Insurer Can’t Incorporate Statutory Conditions’ One-Year Limitation Period Into Policy as Contractual Term

Mr. Justice Michael Quigley has handed down a rather significant ruling in which he dealt with the recurring issue of the limitation period that applies to property insurance policies. His decision represents, in my view, a marked departure from the … Continue reading

Posted in Fire Insurance, Insurance News, Limitation Periods | 16 Comments

C.A. Rules Definitively On Limitation Period for Claim Under Underinsured Endorsement

In Roque v. Pilot Insurance Company, 2012 ONCA 311 (CanLII), the Court of Appeal dispelled any doubt about when the limitation period commences to run for a claim against an insurer that provides underinsured motorist coverage. It agreed with Master Ronald … Continue reading

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FLA Plaintiff Can Be Added After Limitation Period If Main Action Commenced In Time

In Wilson v. Arseneau, 2012 ONSC 2879 (CanLII), Mr. Justice John McDermot held that a statement of claim can be amended to add a claimant under the Family Law Act more than two years after the accident giving rise to the … Continue reading

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C.A. Says Bad Faith Action Against Auto Insurer Not Subject to Limitation Period in Policy

The Court of Appeal’s decision in Dundas v. Zurich Canada, 2012 ONCA 181, is interesting for a couple of reasons: liability of an insurer for failing to pay its policy limits into an interest-bearing account and the limitation period that … Continue reading

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C.A. Says Only “Damage” Necessary to Start Limitation Period, Not “Damages”

The language of the Limitations Act, 2002 continues to be interpreted by the courts and an important decision was handed down this week by the Court of Appeal. Hamilton (City) v. Metcalfe & Mansfield Capital Corporation was an appeal from a … Continue reading

Posted in Appeals, Commercial Litigation, Discoverability, Limitation Periods | 2 Comments

Judge Declines to Decide Discoverability Issue on Summary Judgment Motion, Despite Expanded Powers

Zurba v. Lakeridge Health Corporation is the first decision we have seen of a summary judgment motion decided under the amendments to Rule 20. Unfortunately, it suggests that “the new boss” bears a strong resemblance to “the old boss”. If … Continue reading

Posted in Discoverability, Limitation Periods, Practice and Procedure | 1 Comment

Master MacLeod Says “Litigation Finger” Can Point at Two Parties Simultaneously

In Suarez v. Minto Developments Inc., Master Calum MacLeod addressed a couple of interesting issues in the law of misnomer. (This principle has received increased attention over the last couple of years, perhaps because the disappearance of “special circumstances” as … Continue reading

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Div. Ct. Allows Addition of Defendant After Expiry of Limitation Period, Based on Discoverability

In Toneguzzo v. Corner, the Divisional Court dismissed an appeal from a decision of Justice Lynda Templeton, allowing the addition of a defendant after the expiry of the limitation period. While Justice Templeton rested her decision on “special circumstances”, the … Continue reading

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