Category Archives: Auto

Cases dealing with auto insurance, personal injuries (MVA-related), accident benefits.

C.A. Says Action Against Underinsured Insurer Can Proceed Even After Plaintiff Settles with Tort Insurer for Less Than Policy Limits

The Court of Appeal has handed down a ruling that is important for auto insurers. The Court has held that an injured plaintiff can still sue his or her own insurer, pursuant to an OPCF-44R underinsured motorist endorsement, even after … Continue reading

Posted in Auto, Uninsured or Underinsured | Comments Off on C.A. Says Action Against Underinsured Insurer Can Proceed Even After Plaintiff Settles with Tort Insurer for Less Than Policy Limits

Court Finds Insurer Not Bound in Tort Action By Positions It Took in SABS Dispute

In Anand v. Belanger, Justice David Stinson considered whether State Farm Insurance, which had been sued in this case by virtue of its uninsured motorist coverage, was bound by admissions that it had made about the plaintiff’s condition in its … Continue reading

Posted in Auto, Insurance News | Comments Off on Court Finds Insurer Not Bound in Tort Action By Positions It Took in SABS Dispute

Tort Insurer Can’t Call AB Doctors as Experts

In an important new decision, Mr. Justice J. Patrick Moore has refused to allow the defendant in a personal injury action to adduce expert testimony from three physicians who examined the plaintiff in connection with a claim for statutory accident … Continue reading

Posted in Auto, Evidence, Insurance News, Trial Procedure | Comments Off on Tort Insurer Can’t Call AB Doctors as Experts

Bill 198 a “Codification” of Meyer v. Bright, says Ferguson J.

In Hayden v. Stevenson, Madam Justice Jane E. Ferguson of the Ontario Superior Court held that the Bill 198 amendments to the Insurance Act are a “codification of existing law” and in doing so, sided with Madam Justice Morissette in Nissan v. … Continue reading

Posted in Auto, Insurance News, Threshold | Comments Off on Bill 198 a “Codification” of Meyer v. Bright, says Ferguson J.

C.A. Says Plaintiffs Claiming Under Uninsured Motorist Coverage Need Not Pursue Insured Potential Joint Tortfeasors

Ontario auto insurers received some bad news last week from the Court of Appeal . In Loftus v. Security National Insurance Company, the Court upheld the ruling of Mr. Justice Barry MacDougall, which we reported on a little over a year ago. … Continue reading

Posted in Auto, Insurance News, Uninsured or Underinsured | Comments Off on C.A. Says Plaintiffs Claiming Under Uninsured Motorist Coverage Need Not Pursue Insured Potential Joint Tortfeasors

“Minimal Financial Risk” to Law Firm in Prosecuting AB Claim in Catastrophic Case, So Substantial Fee Premium Not Appropriate

In Adler v. State Farm Automobile Insurance Company, Madam Justice Nancy Spies dealt with an application by the law firm of Aylesworth LLP for court approval of lawyer-client fees and disbursements, to be paid out of the proceeds of the settlement … Continue reading

Posted in Auto, Costs, Insurance News, Lawyers | Comments Off on “Minimal Financial Risk” to Law Firm in Prosecuting AB Claim in Catastrophic Case, So Substantial Fee Premium Not Appropriate

C.A. Clarifies Requirements for Non-earner Benefits

It was apparent from its ruling yesterday in Heath v. Economical Mutual Insurance Company, that the Court of Appeal was not very impressed with the trial decision of Mr. Justice John C. Kennedy. The plaintiff had been involved in a rear-end … Continue reading

Posted in Auto, Collateral Benefits, Insurance News | Comments Off on C.A. Clarifies Requirements for Non-earner Benefits

Judge Says Bill 198 Threshold Aimed at Tightening Up the Insurance Act Threshold “By Reducing the Number of Litigants Able to Sue”

About a year ago,  Justice Johanne Morissette’s decision in Nissan v. McNamee  was released. Her Honour concluded that the Bill 198 version of the Insurance Act threshold in MVA cases had not effected much of a change from the previous regime. … Continue reading

Posted in Auto, Insurance News, Threshold | Comments Off on Judge Says Bill 198 Threshold Aimed at Tightening Up the Insurance Act Threshold “By Reducing the Number of Litigants Able to Sue”

Threshold Decision Underlines Dichotomy Within Ontario Insurance Act

The Ontario legislature has chosen to confer upon judges (alone) the right to decide whether or not a plaintiff in an MVA action meets the statutory “threshold”, making him or her eligible to receive an award of non-pecuniary general damages. … Continue reading

Posted in Auto (Tort), Insurance News, Juries, Threshold | Comments Off on Threshold Decision Underlines Dichotomy Within Ontario Insurance Act

Judge Says Bill 198 Meant to “Tighten Up” IA Threshold

Sherman v. Guckelsberger was released on December 29, but Ontario auto insurers can be forgiven for thinking that it was meant to have arrived four days earlier. In this case, Madam Justice Jane A. Milanetti had to decide whether or … Continue reading

Posted in Auto, Threshold | Comments Off on Judge Says Bill 198 Meant to “Tighten Up” IA Threshold