Category Archives: Auto

Cases dealing with auto insurance, personal injuries (MVA-related), accident benefits.

Cohabiting

Justice David Little’s ruling in Stephens v. Stawecki makes it clear that, in determining whether a couple has “cohabited continuously for a period of not less than three years”, so as to make them “spouses” under s. 61 of the … Continue reading

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C.A. Says Its 2001 Decision in McNaughton v. Dominion Was Wrong

In David Polowin Real Estate Co. v. Dominion of Canada, released today, the Court of Appeal took the unusual step of reversing one of its own decisions. Not only that, the judge who wrote today’s decision (Justice John Laskin) was … Continue reading

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Another C.A. Ruling on Operation and Use of Automobile

An embarrassment of riches. The Court of Appeal has released a second decision this afternoon which deals with almost the identical issue as did Herbison v. Lumbermens. In Vytlingam v. Farmer, the underlying claim arose from a boulder having been … Continue reading

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C.A. Takes Latest Shot in Ownership, Use, Operation of an Automobile Debate

This afternoon, the Court of Appeal released its decision in Herbison v. Lumbermens Mutual Casualty. The Court allowed the claimant’s appeal and ruled that an auto insurer, Lumbermens, was obliged to indemnify its insured (“Wolfe”) against the tort liability he … Continue reading

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CPP Benefits Held Deductible from Income Loss Damages

In Meloche v. McKenzie, a decision of Mr. Justice Terrence Patterson, it was held that CPP disability benefits are deductible from an award of damages for pre-trial income loss in a Bill 59 motor vehicle case. It was also ordered … Continue reading

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Fire Caused by Auto Repairs Not Covered by Tenant’s Liability Insurance

Attached is a copy of Justice Lally’s reasons in Blight v. AXA and Royal & SunAlliance, decided last Friday in Belleville. The court ruled that there was no liability coverage under a tenant’s insurance policy for a fire that broke … Continue reading

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C.A. Finds Lessee of Vehicle Insured by Leasing Company’s Umbrella Policy

This afternoon, the Court of Appeal released its decision in Avis Rent-A-Car System Inc. v. Certas Direct Insurance Company. The ruling is an important one for car rental companies and their insurers. The Court held that a renter of a car … Continue reading

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Back Injury Pierces Threshold

Lahay v. Henderson arose out of an MVA which left the plaintiff with soft tissue injuries, principally to his back. Liability was admitted. The trial judge ruled that the plaintiff, a manual labourer before the accident, would never be able … Continue reading

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Mistake as to Seriousness of Injury Does Not Extend Limitation Period

The “discoverability” principle does not permit a limitation period to be extended where a plaintiff delays suing because she does not, at first, realize the seriousness of her injury. This is what the Divisional Court ruled in Smith v. Toronto.In … Continue reading

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Two Significant C.A. Personal Injury Decisions

Two decisions of importance to the personal injury bar and the insurance industry were released by the Court of Appeal this afternoon. They are Vollick v. Sheard and Walker v. Ritchie. Both cases involved the issue of whether an owner … Continue reading

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